https://www.hmaccountants.com.au/news-events daily 0.75 2025-03-26 https://www.hmaccountants.com.au/blog-1-1 daily 0.75 2025-03-02 https://www.hmaccountants.com.au/blog-1-2 daily 0.75 2023-06-15 https://www.hmaccountants.com.au/blog-1-2/Blog Post Title One-ckh4f monthly 0.5 2020-08-27 https://www.hmaccountants.com.au/blog-1-2/blog-post-title-two-sy6zf monthly 0.5 2020-05-20 https://www.hmaccountants.com.au/blog-1-2/blog-post-title-three-bymer monthly 0.5 2020-05-20 https://www.hmaccountants.com.au/blog-1-2/blog-post-title-four-ecs8r monthly 0.5 2020-05-20 https://www.hmaccountants.com.au/about-hm daily 0.75 2026-04-01 https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/78ba63ec-69d7-4e5f-bb84-d2f28bd7a47d/Master+Builders+Association+of+NSW+Newcastle+Office+High+Res-2.jpg About H&M - Progressive + Practical + Empowering = Prosper with Purpose At H&M Accountants we take the mystery out of the often complex fields of company and personal finance, by giving a human voice to the story behind the numbers. Whether enterprising heads of business, young professionals or everyday people, we lend all our clients a willing ear to uncover what they want most, and map out achievable pathways to prosperity based around their goals. Our solutions are practical, wholistic and forward-thinking, informed by a wealth of experience on the part of our partners; and enabled by a diligent and caring team. Clients come to us for our trusted reputation and stay with us for the personal service we provide. Because we’re more than simply accountants. We are confidants, educators, and friends of our clients. We are the difference that helps them go beyond simply understanding money, towards knowing the real value of things. https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1619477550919-XFFJAK52SQHCBVLNT1FB/H_M+LowRes-19.jpg About H&M - Our Values At our heart is a set of closely held values that inform everything we do and offer: We exist to create wealth for our clients, and provide them peace of mind regarding their financial position. We deliver clearsighted, personalised financial advice and strategies in the areas of business growth, taxation, wealth creation, asset protection, estate planning and SMSF. We want to empower and educate our clients, and for them to feel able to confide in us. We believe that everyone deserves a fair go, and that the sky is the limit for everyone. For individuals and businesses who wish to take control of their financial future and security, we provide personalised, easy-to-follow strategies and advice, that reduces uncertainty and empowers them to realise their ambitions in life and business. LEARN MORE ABOUT OUR SERVICES > https://www.hmaccountants.com.au/faqs daily 0.75 2021-04-26 https://www.hmaccountants.com.au/testimonials daily 0.75 2022-10-05 https://www.hmaccountants.com.au/contact-us daily 0.75 2026-04-01 https://www.hmaccountants.com.au/home daily 1.0 2025-10-30 https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145726687-MKM93NPLSPI3Q7QKCZFR/h-and-m-accountants-services-icons-05.png Home https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145803919-0W84U35OTVVMLQ5A144T/h-and-m-accountants-services-icons-06.png Home https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145657367-K9GB7U7JV4AVOBYUHS0G/h-and-m-accountants-services-icons-07.png Home https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145880301-8NQT4MGYOPVQWZC5FDAF/h-and-m-accountants-services-icons-08.png Home https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145981925-QZ1V0NGW9IFGQPYMO785/h-and-m-accountants-services-icons-09.png Home https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/5b57503a-2f21-49e2-8368-8c55d8fa8149/1.+ABOUT+US.jpg Home https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/77190003-6d50-49a6-bb18-364ecf273dbe/1.+ABOUT+US.jpg Home https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/62f6ff4b-dffe-4e9f-a8e1-004056faabec/1.+TESTIMONIALS+33.jpg Home https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/d5c4eb3d-7a52-476c-8587-a435dbc62a79/1.+CONTACTT.jpg Home https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/cdd27aea-f008-4e85-84ae-49cbe9d8497a/1.+FAQS.jpg Home https://www.hmaccountants.com.au/all-services daily 0.75 2022-09-30 https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145726687-MKM93NPLSPI3Q7QKCZFR/h-and-m-accountants-services-icons-05.png All Services https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145803919-0W84U35OTVVMLQ5A144T/h-and-m-accountants-services-icons-06.png All Services https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145657367-K9GB7U7JV4AVOBYUHS0G/h-and-m-accountants-services-icons-07.png All Services https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145880301-8NQT4MGYOPVQWZC5FDAF/h-and-m-accountants-services-icons-08.png All Services https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600145981925-QZ1V0NGW9IFGQPYMO785/h-and-m-accountants-services-icons-09.png All Services https://www.hmaccountants.com.au/accounting-and-taxation daily 0.75 2022-09-30 https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600150863544-3I3NIKLX2JP2MK2HQOFQ/h-and-m-accountants-services-icons-06.png Accounting & Taxation https://www.hmaccountants.com.au/business-advisory daily 0.75 2022-09-30 https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600216707397-0709ZUNZTBMEA3BVCA7E/h-and-m-accountants-services-icons-05.png Business Advisory https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600994657482-BMD8IVAOE9F9VM5Q8KQ8/026-JT-20200922-0146-Modifier.jpg Business Advisory - Our process includes: A fact-finding meeting to review the performance of your business. Establishing goals for the business and outlining the necessary steps to achieve these goals. Agreeing upon a method for measuring the success of each of these goals. Helping you engage your team to ensure the whole business knows and understands your goals. Regular performance monitoring to help you track your performance towards these goals. Tweaking of goals and adjustment to processes where necessary to ensure goals remain relevant. Helping you celebrate your achievements! https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1619477101218-IYJTY17UPISNX7ODJ67I/H_M+LowRes-2.jpg Business Advisory https://www.hmaccountants.com.au/self-managed-super-funds daily 0.75 2022-09-30 https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600218880463-8E270TKVSYOWHZ2OEXCA/h-and-m-accountants-services-icons-07.png Self-Managed Super Funds https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600994882804-FP57EE29KL28SUU0NSDK/013-JT-20200922-0058.jpg Self-Managed Super Funds A SMSF is a private super fund that you manage yourself. SMSFs are different to professionally managed funds like industry and retail funds. When you manage your own super, you put the money you would normally put in a professionally managed fund into your own SMSF. H&M Accountants have a team of accredited specialists who can provide tailored advice on whether a SMSF is appropriate for you, the set up and structuring of your fund to help you achieve the results you’re looking for. Our licensed advisers will provide you with comfort and peace of mind from knowing that the person you are dealing with has extensive training, documented knowledge and years of experience. Already got a SMSF setup? It’s still important to regularly review your funds setup to ensure it’s still meeting your objectives. Some of the things that existing SMSF trustees need to consider are: Is your SMSF still the right option for your super savings? Is your current trustee structure appropriate? Is your investment strategy current and relevant? Are you making the most of the pension options available? Is borrowing an appropriate strategy for your fund? Control your investment in your future, and build the wealth you need to meet your retirement goals. https://www.hmaccountants.com.au/estate-planning daily 0.75 2022-10-05 https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600219659293-E0W6Z9FXSHXIZ51QF1RC/h-and-m-accountants-services-icons-09.png Estate Planning https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/ba9e7c57-d39d-4ed4-8fa2-a3d741df23cf/lowres-1946.jpg Estate Planning https://www.hmaccountants.com.au/wealth-protection daily 0.75 2022-10-05 https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600220286950-EBF4Z6S8FTPADLX4Q3O7/h-and-m-accountants-services-icons-08.png Wealth Protection https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600994969251-MHRFCRLSZXJYQ2JLLF6A/004-JT-20200922-0197-Modifier.jpg Wealth Protection - You work hard for your money, so don’t let a lack of advice on the following areas reduce your ability to grow and protect your wealth: Appropriate investment structures Asset protection strategies Types of investments and issues to consider, including tax. We are experienced in all of these areas and can provide the appropriate independent advice to ensure you not only protect your wealth, but have strategies that can assist you to grow your wealth both for you, and ultimately for your family. https://www.hmaccountants.com.au/meet-the-team daily 0.75 2022-09-28 https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/29ab13a8-5f85-4ba7-afec-8021ee451cd2/lowres-2074.jpg Meet The Team - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600993289709-FPONOVA9IXXGERK1U2DS/018-JT-20200922-0080-Modifier.jpg Meet The Team https://images.squarespace-cdn.com/content/v1/5f6022834b8289676949894d/1600993306952-TKQGEAPEWJBR0CPS3WG6/021-JT-20200922-0098-Modifier.jpg Meet The Team https://www.hmaccountants.com.au/new-client-form-individual daily 0.75 2022-03-22 https://www.hmaccountants.com.au/new-client-form-business daily 0.75 2022-03-22